Orthopaedic Surgeon Dr. J. Hunt Udall Joins the Center for Pediatric Orthopaedics and Scoliosis as One of Few Trained Doctors to Perform Minimally Invasive Hip Arthroscopy
Tuesday, December 29th, 2009PR Newswire, Dec 7, 2009
DR. J. HUNT UDALL OFFERS ALTERNATIVE TO NON-HIP REPLACEMENT CANDIDATES IN ARIZONA HEALTHCARE SETTING
PHOENIX, Dec. 7 /PRNewswire/ — Abrazo Media Relations – The Center for Pediatric Orthopaedics and Scoliosis (http:/// http://www.pedsorthopaedics.com/) located in Mesa, Arizona announces the addition of orthopaedic surgeon Dr
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Home Service to Offer Water Service Line Protection Plan to Select Homeowners in New York State
Tuesday, December 29th, 2009PR Newswire, Dec 2, 2009
HOMEOWNERS CAN NOW SEEK RELIEF FROM HIGH HOME REPAIR COSTS
MIAMI, Dec. 2 /PRNewswire/ — Home Service, a leading provider of home emergency repair programs with hundreds of thousands of policies in place, is doing their share to keep homeowners protected. Previously reaching customers through partner utility companies, Home Service today announced that they will be offering their protection program directly to select area homeowners.
The water service line is the pipe that brings freshwater into a home and is the homeowner’s responsibility to maintain it. On most properties, this line starts from the curb or well casing of the property and goes all the way into the home connecting to the water heater, sinks, showers and more. Temperature changes, shifting soil or the age of the line can all be causes of damage
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How To Improve Golf Swing Timing
Monday, December 28th, 2009One of the most important factors in building a repeatable and reliable swing on the golf course is golf swing timing. In fact, it is the timing of the golf swing that makes quiet necessary for golfers to concentrate. Even with the instruction and tips you may receive, golf fitness is actually a big part of obtaining good golf swing timing.
Just Like Any Other Sport
Most every pro athlete and even most that play sports recreationally have exercise worked into their training. The idea of the exercise is to help their bodies to perform exactly as they want it to when it comes time to perform in competition. A golf swing is just as demanding as a baseball swing or a jump shot, yet many beginning golfers don’t exercise or train for their golf swing timing.
Professionals spend a lot of time honing their golf swing and its timing through exercise and training, and you can see that they obtain a repeatable swing with perfect timing and cadence. You too can improve your golf swing timing, but not by sitting on the sofa watching golf on television.
How Did it End Up This Way?
The lack of golf fitness in amateurs is not a new situation. Golf has, in many circles, always been seen as a leisure game. The word “leisure” tends to imply that no training or preparation is needed. This perception has led to many an amateur with poor timing or nagging injuries that could have been easily prevented.
What to Do
If you notice that you cannot get good golf swing timing and thus are stuck at a point where you don’t seem to be improving, you may need to work on your golf fitness. You don’t necessarily need to run out and get an expensive gym membership and personal trainer. Instead, consult your golf coach and ask about exercises you can do
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Where Will You Stay
Sunday, December 27th, 2009in Travel (submitted 2009-12-26)
Every day is a perfect day to visit this ancient/modern city, but if you hate the hot weather then now is the perfect time to do it. Planning such a trip entails searching for terms like: “hotels Merida”, “places to visit in Merida,” and many others.
Where will you stay?
This is one of those things that the sooner you plan for, the better.
Merida has many hotels, inns, guesthouses and bed and breakfasts. The question is what type of accommodation makes you feel most like being at home?
Hotels in Merida range in price from $US25.00 – $250.00 per night.
Get this – electricity in Mexico costs 2-3 times more than it is in the US. An AC in your room is a must in this hot climate. Do not expect to find any real comfort in any of Merida’s Hotels that charge less than US$70.00.
If you don’t mind staying out of the city, then some of the old haciendas, turned into hotels, can offer an interesting experience. There is a whole bunch of them and they all tend to be on the pricy side
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Frozen Smooth.(The Good Life)(non-surgical anti anging procedure)(Essay)
Friday, December 18th, 2009Newsweek International, September, 2009 by Butler, Sana
Byline: Sana Butler
I have just spent the past three minutes half naked and terrified inside a sealed freezer where the temperature is 245 degrees Fahrenheit below zero. I am wearing a bathing suit, mittens, and gray moccasins. My legs are numb. I can’t touch my arms without feeling a prickly burning sensation. My nose hairs are frozen from breathing in the liquid-nitrogen ice fog. When the woman monitoring the chamber at the Hotel Haikko Manor and Spa (www.haikko.fi) outside Helsinki begins giving the final countdown, I walk so fast toward the exit that I almost slip, and she has to extend her hand to save me from sticking to the floor
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Fitch: OneBeacon's Ratings Unaffected by Renewal Rights Transaction With Hanover
Friday, December 18th, 2009Business Wire, Dec 04, 2009
CHICAGO — OneBeacon Insurance Group, Ltd.’s (OneBeacon) renewal rights sale
transaction for the majority of its commercial lines business to The
Hanover Insurance Group, Inc. (Hanover) does not affect the ratings on
OneBeacon, its subsidiaries or its parent company White Mountains
Insurance Group, Ltd (White Mountains; 75.4% ownership of OneBeacon) and
its subsidiaries, according to Fitch Ratings. The Rating Outlook remains
Negative.
OneBeacon announced yesterday that it sold the renewal rights on the
majority of its commercial lines business to Hanover, effective Jan. 1,
2010. This consists of small and middle market business totaling about
$490 million of direct premiums, with OneBeacon electing to retain its
larger middle market specialty businesses that have been managed and
reported within its commercial lines segment. Going forward, OneBeacon
expects its business mix to be approximately 2/3 specialty lines and 1/3
personal lines.
This transaction is consistent with Fitch’s view of White Mountains’ and
OneBeacon’s strategy of investing in businesses in which management has
the knowledge and experience that will enable them to operate profitably
and increase value. As such, the company will sell at a profit those
businesses that either do not fit within the core operations of the
company or still have value to other companies/buyers as entities or
renewal rights in excess of White Mountains’ assessment of their value.
Furthermore, management continually evaluates the best use of its
financial resources and actively manages and deploys its capital with an
opportunistic approach. Fitch believes that management has, overall,
been successful with its disciplined operating and investing strategy.
The transaction will free up capital that previously supported the
business writings, providing financial flexibility that OneBeacon could
use to support additional specialty lines businesses, debt reduction,
dividends or share repurchases. However, Fitch expects that OneBeacon
will continue to maintain a level of insurance company capitalization
that is consistent with the current ratings, particularly to support
OneBeacon’s run off of reserves associated with the renewal rights
business.
Financial leverage has improved with debt-to-total-capital ratios of 20%
and 31% for White Mountains and OneBeacon, respectively, at Sept. 30,
2009 (including accumulated other comprehensive income), down from 28%
and 38%, respectively, at Dec. 31, 2008. This decline reflects both the
growth in shareholders’ equity of 23% and 19% for White Mountains and
OneBeacon, respectively, thus far in 2009, in addition to debt
reductions of $312 million for White Mountains and $112 million for
OneBeacon through the first nine months of 2009.
The Negative Outlook reflects Fitch’s view that near-term conditions in
the financial markets continue to have the potential to cause volatility
within operating results. If the company suffers significant losses, the
ratings could be lowered. However, if White Mountains is able to
continue to improve its operating earnings and generate consistent
internal capital growth in the near to intermediate term, the Outlook
could be revised to Stable.
Fitch currently rates White Mountains and its subsidiaries as follows:
White Mountains Insurance Group, Ltd.
–Issuer Default Rating (IDR) ‘BBB ‘.
OneBeacon U.S. Holdings, Inc.
–IDR ‘BBB ‘;
–$607 million 5.875% due May 15, 2013 ‘BBB’.
White Mountains Re Group, Ltd.
–IDR ‘BBB ‘;
–$400 million 6.375% due March 20, 2017 ‘BBB’;
–$250 million perpetual non-cumulative preference shares ‘BBB-’.
OneBeacon Insurance Group and their members IFS ‘A’:
Atlantic Specialty Insurance Company
AutoOne Insurance Company
AutoOne Select Insurance Company
Camden Fire Insurance Association (The)
Employers’ Fire Insurance Company (The)
Essentia Insurance Company
Homeland Insurance Company of New York
Massachusetts Homeland Insurance Company
Northern Assurance Company of America (The)
OneBeacon America Insurance Company
OneBeacon Insurance Company
OneBeacon Lloyd’s of Texas
OneBeacon Midwest Insurance Company
Pennsylvania General Insurance Company
Traders & General Insurance Company
York Insurance Company of Maine
–Insurer Financial Strength (IFS) ‘A’.
White Mountains Reinsurance Company of America
–IFS ‘A-’.
Sirius International Insurance Corporation
–IFS ‘A-’.
The Rating Outlook is Negative.
Additional information is available at www.fitchratings.com.
ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND
DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING
THIS LINK: HTTP://FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS.
IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE
AVAILABLE ON THE AGENCY’S PUBLIC WEBSITE ‘WWW.FITCHRATINGS.COM’
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RR Donnelley Awarded $100 Million Multi-Year Extension by Verizon Wireless to Produce Statements and Other Associated Customer Communications
Thursday, December 17th, 2009Business Wire, Dec 02, 2009
CHICAGO — R.R. Donnelley & Sons Company (NASDAQ: RRD) announced today
that it has reached agreement on a $100 million multi-year extension
with Verizon Wireless. Under the terms of the agreement RR Donnelley
will use its proprietary variable digital imaging capabilities to
produce, finish and mail consumer and commercial statements. This
technology will also be used to produce customer communications
associated with the billing statements for Verizon Wireless.
RR Donnelleys experience and digital printing capabilities are a
valuable resource for us, said Ajay Waghray, Chief Information Officer
of Verizon Wireless. Their ability to use multiple facilities
seamlessly during sometimes challenging production windows helps to
enable Verizon Wireless to deliver communications on tight deadlines to
customers who require printed information. Verizon Wireless, a joint
venture of Verizon Communications and Vodafone, operates the nations
largest wireless voice and data network, serving 89 million customers.
We are very pleased to continue and expand our relationship with
Verizon Wireless, said Thomas J
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International Survey Reveals How Globalization Is Defining Workplace Skills
Wednesday, December 16th, 2009Market Wire, December, 2009
Responding to globalization of the workplace,
employees worldwide are developing a new suite of cross-cultural and
language skills that will equip them to prosper in a more multinational
environment, according to recent findings from a global workplace survey.
The survey, by global workforce solutions leader Kelly Services (NASDAQ: KELYA) (NASDAQ: KELYB), finds that individuals across all generations
believe the experience they gain in a globally oriented environment will be
critical to their careers.
Gen X (aged 30-47) reports the most direct experience within a global
business environment, while Gen Y (aged 18-29) is driving the trend toward
globalization, making international experience central to their job
selection and promotion. Although baby boomers (aged 48-65) receive less
formal support and training than their younger colleagues, they still feel
they can succeed in a globalized workplace.
The findings are part of the Kelly Global Workforce Index , which obtained the views of
approximately 90,000 people in 33 countries across North America, Europe,
and Asia Pacific.
Employees around the globe are recognizing how to thrive in a workplace
with fewer international barriers, according to Kelly Services Executive
Vice President and Chief Operating Officer, George Corona.
“Exposure to the international workplace is becoming the norm as more
highly skilled people develop the capacity to export their talents wherever
needed around the globe,” Corona says. “In this environment, the ability to
work collaboratively with multinational teams is a critical requirement
that we expect to become more commonplace.”
Key findings of the survey reveal that:
-- 81 percent of Gen Y believe it is important to their career prospects
that they become more globally oriented, followed by Gen X (78 percent) and
baby boomers (71 percent).
-- 69 percent of Gen X have recently worked closely with colleagues from
a different country or culture, followed by Gen Y (67 percent) and baby
boomers (66 percent).
-- 84 percent of Gen X feel that they possess the skills to work in a
more globally oriented workplace, followed by Gen Y (82 percent) and baby
boomers (81 percent).
-- In deciding where to work, exposure to a global environment is
considered 'extremely important' by 32 percent of Gen Y, 30 percent of Gen
X, and 26 percent of baby boomers.
-- Only 35 percent of Gen Y receive formal cross-cultural or language
training from their employers, followed by Gen X (33 percent) and baby
boomers (27 percent).
Although Gen X and baby boomers have more international experience, Gen Y
more readily embraces that experience as a factor in determining future job
choice and career progression. Gen Y also receives the bulk of
employer-provided training.
“We are seeing a generation emerge that is very confident operating in a
global environment. This will lead to many more transferrable skills, and a
business dynamic where human capital can be deployed seamlessly to almost
any location on short notice.
“Given the significant role this will play in transacting future business
and attracting new talent, we expect to see many more firms devoting
resources to equip staff with the language, culture, and flexibility they
need to be successful in a truly global context,” Corona concludes.
For more information on the survey results, please visit
www.kellyservices.com .
About the Kelly Global Workforce Index
The Kelly Global Workforce Index is a survey revealing opinions about work
and the workplace from a generational viewpoint. Results of the current
findings from across Kelly’s global operations in North America, Europe,
and Asia Pacific will be published throughout 2009 in a series of six
releases.
About Kelly Services
Kelly Services, Inc. (NASDAQ: KELYA) (NASDAQ: KELYB) is a world leader in
workforce management services and human resources solutions. Kelly offers a
comprehensive array of temporary staffing, permanent placement,
outsourcing, and consulting services. Kelly serves clients around the globe
and provides employment to 650,000 employees annually. Revenue in 2008 was
$5.5 billion
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Pelosi Statement in Recognition of World AIDS Day
Tuesday, December 15th, 20090 Comments | U.S. Newswire, Dec 1, 2009
To: POLITICAL EDITORS
Contact: Brendan Daly, Nadeam Elshami, or Drew Hammill, all of the Office of the Speaker of the House, 1-202-226-7616
WASHINGTON, Dec. 1 /PRNewswire-USNewswire/ –House Speaker Nancy Pelosi issued the following statement today in recognition of World AIDS Day:
“On World AIDS Day, we remember, we reflect, and we recommit to ending HIV/AIDS. This year’s theme — ‘Universal Access and Human Rights’ — is a call to action, a sign of the continued urgency of this moral challenge, and a reminder that HIV/AIDS has not disappeared. The fight to end this disease must go on.
“The moral case alone is reason to act, but we also know that the spread of infectious diseases, especially HIV/AIDS, can destroy the very fabric of nations and create a ‘fury of despair’. American leadership is essential to preventing suffering and instability in the developing world.
“Since the first World AIDS Day in 1988, we have made enormous progress. We have dramatically increased resources for both domestic and international HIV/AIDS prevention, care, treatment, and research. These investments have provided life-saving anti- retroviral treatment to millions of people while also taking critical steps to prevent millions of new HIV cases
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your money: BSM sold to Germans
Tuesday, December 8th, 20090 Comments | Daily Mirror, The; London (UK), Feb 12, 2009 | by CLINTON MANNING
STRUGGLING insurer Aviva did its second U-turn in a week yesterday – selling its BSM driving school business to a German firm.
The deal comes just days after bosses reversed plans to give a million policy-holders windfalls averaging pounds 1,000.
Bristol-based BSM has 2,700 instructors and claims to help someone pass their L-test every two minutes.
The company – previously known as the British School of Motoring – also employs 600 workers at 96 driving schools across the country
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